<xsd:schema
xmlns:xsd="http://www.w3.org/2001/XMLSchema"
elementFormDefault="qualified">
<xsd:complexType name="conta-detalhe">
<xsd:choice minOccurs="1" maxOccurs="5">
<xsd:element name="Debito" type="debito"
minOccurs="0" />
<xsd:element name="Credito" type="credito"
minOccurs="0" />
</xsd:choice>
</xsd:complexType>
</xsd:schema>